Get Creative with Pace Morby

Donna Chartier and Lynn Dolan join the Get Creative Podcast to share how their partnership grew from a challenging flip into a focused affordable housing business. They break down a Georgia co-living deal sourced from a wholesaler, including the renovation timeline, refinance, private money, and how the property now averages about $2,400 to $2,500 per month in cash flow. The conversation also covers building remote teams, using community connections, stabilizing co-living houses, and their plans to scale into more co-living, mobile home parks, and specialized housing.
Follow Donna Chartier - https://instagram.com/donnachartier
Follow Lynn Dolan - https://instagram.com/lyndonrei
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Justin Tuminowski sits down with Colorado broker and creative finance educator Angie Milinazzo to break down a wrap deal that started with a departing residence, a low-interest contract for deed, and a buyer who brought $25,000 down. Angie explains what happened when that buyer divorced and stopped paying, how she handled the Colorado foreclosure process properly, and how the same property was sold again with a $40,000 down payment. They also discuss why agents should learn creative finance, how wraps and lease options can create solutions for sellers and buyers, and Angie’s work building continuing education for real estate professionals.
Follow Angie Milinazzo:
https://www.facebook.com/angiemilinazzo
https://www.instagram.com/angiemilinazzo
https://www.linkedin.com/in/angiemlinazzo
https://blinq.me/AYjQZXVfBGwNCY7myVdZ?bs=db
https://www.tiktok.com/@angiemilinazzo
https://www.youtube.com/@domNangiemilinazzo
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Host Kyle Kargis talks with Trevor Hicks about his shift from physical therapy into real estate investing, lending, and entrepreneurship. Trevor shares how community, partnerships, and local relationship-building helped him move from his first flip into multiple active projects across Florida. He also breaks down a Belle Isle fix-and-flip, including how he found the lead through a neighbor, negotiated with an agent, handled rehab challenges, and protected profit by knowing his numbers. Trevor also discusses his next moves in private lending, selective flipping, and exploring hospitality business acquisitions.
Follow Trevor Hicks:
https://www.instagram.com/trevor_ryan7/
https://www.linkedin.com/in/trevor-hicks-orlandorei/
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Justin Tuminowski sits down with Michael Riordan to discuss a difficult off-market deal in Davenport, Florida, involving a military family facing pre-foreclosure after a tragic loss. Michael shares how an agent referral, creative finance, and support from Sergio Ortega helped structure a subject-to solution that allowed the seller to move on without bringing money to closing. The conversation also covers the power of networking, accountability, and using community relationships to grow from chasing deals into building long-term business value.Follow Michael Riordan:https://www.youtube.com/@peerlesspropertysolutionshttps://www.instagram.com/peerlesspropertysolutionshttps://www.tiktok.com/@peerlesspropertyshttps://www.facebook.com/profile.php?id=61575349285023
 
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
 
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
 
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Kyle Kargis sits down with Kinil Doshi and Varsha Shah to talk about their path through the Gator, Owners Club, and SubTo communities and how those relationships shaped their investing strategy. They break down a Phoenix single-family flip that started with borrowed private money, a trusted partner who walked away, and several exit strategies that did not work on paper. Instead of reacting too quickly, they used a HELOC, community feedback, and a co-living conversion to turn the property into positive cash flow, with plans to add an ADU and refinance. The conversation also covers the importance of due diligence, lending processes, and the types of co-living, RV park, and mobile home park opportunities they are pursuing next.
 
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
 
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
 
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Host Justin Tuminowski sits down with Alex Appolonia to break down how Alex found and negotiated a distressed 24-unit property in Rhode Island with only $5,000 down and nearly $2 million carried by the seller. Alex shares how a simple call on a for-rent sign turned into a year of relationship-building, weekly follow-up, and creative seller-finance terms on an otherwise unbankable deal. They also discuss construction planning, DSCR refinancing, working with mom-and-pop owners, and why blue-collar operators can have a strong advantage in real estate investing.Follow Alex Appolonia - https://www.instagram.com/alex.appolonia
 
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
 
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
 
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Kyle Kargis sits down with Casey Gregersen to unpack how he built a real estate business while working in oil and gas, using his W2 income and bank relationships as an advantage. Casey breaks down a 45-unit multifamily deal in Evanston, Wyoming, including the direct mail lead, seller finance structure, private capital raise, renovations, and refinance strategy. He also shares the tense closing story that played out from an Owners Club event and a Southwest flight, plus why partnering with experienced investors can protect new deal finders from costly mistakes.Follow Casey Gregersen - https://www.instagram.com/caseygregersen
 
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
 
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
 
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Justin Tuminowski talks with Jason Crouch about his path from house hacking and automotive management into real estate investing, acquisitions, retail sales, and creative finance. Jason breaks down a pre-foreclosure condo deal where a simple note left by a bird dog led to a seller conversation, a fast cash close before auction, a full renovation, and a $5,600 payout to the deal finder. They also discuss seller protection in subject-to deals, working with the right title company, raising capital, and why collaboration can help newer investors learn the process while creating value for everyone involved.Follow Jason Crouch - https://www.facebook.com/jason.crouch.54/
 
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
 
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
 
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Kyle Kargis talks with Kim and Dave Myron about moving from tech startups and homeschooling into real estate investing through Gator, Owners Club, and local investor communities. They break down a Tampa-area fix-and-flip that started with a competitive wholesale deal, a $90,000 rehab, hands-on help from their kids, and an accepted offer around $600,000. Kim and Dave also share lessons from permitting, contractors, inspections, pricing, and staying disciplined on design decisions during a flip. They close with their next goals: scaling family-led flips and rentals while building Sanctum Housing, an affordable housing initiative partnering with Florida churches.Follow Dave Myron - https://www.instagram.com/d.a.v.e.m.y.r.o.n/Follow Kim Myron - https://www.instagram.com/k.i.m.b.e.r.l.y.m.y.r.o.n/
 
► Join The SubTo Community & Learn Creative Finance Directly from Pace Morby:
https://subto.sjv.io/X42Y94
 
► Learn How to Make Money on Other People's Deals - Join the FREE Live Training:
https://gator.sjv.io/n4WL6o
 
► Turn Real Estate Transactions Into a Real Career. Learn How to Become a Top Tier Transaction Coordinator - Start Here:
https://toptiertc.pxf.io/OYyrdz

Kyle Karges sits down with Bill and Kimberly Fischer to talk about their entrepreneurial journey from Alaska business owners to active real estate investors in the SubTo community. They share how their first fix-and-flip in Avondale came together through a bird dog relationship, why they chose partnership over a simple referral fee, and what they learned when contractor issues pushed the project behind schedule. The conversation highlights the value of taking action, building trust, and becoming the kind of person others want to do deals with.Follow Bill & Kimberly Fischer - www.instagram.com/billfischerakFollow Kyle Karges - www.instagram.com/thekylekarges