Get Creative with Pace Morby

What does a Transaction Coordinator (TC) actually do in creative real estate deals — and why could one save you tens of thousands of dollars?
In this episode of the Get Creative Podcast, host Justin Tuminoski sits down with Ella Ray (@alldayellaray), a top-tier Transaction Coordinator inside the Subto community, to break down the critical role TCs play in creative finance, subject-to deals, wholesaling, and private money transactions.
Connect with Ella: https://www.instagram.com/alldayellaray/
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

A 2.75% interest rate deal in this market sounds impossible—until you hear how Chad Glover structured it. Chad joins Justin Tuminowski to unpack a real subject-to acquisition on a USDA loan, plus the strategy he’s using to turn the property into co-living / rental-by-the-room for serious monthly cash flow.
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

How does someone get started in real estate at 25 — and go on to build a multimillion-dollar portfolio in New York City?
In this episode of the Get Creative Podcast, host Kyle Karges sits down with veteran investor Alla Bares to unpack her 25-year journey from buying her first foreclosure in Queens to completing a luxury NYC townhouse redevelopment that sold for nearly $8 million.
📲 Connect with AllaInstagram | Facebook | LinkedIn
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

What do you do when a real estate deal has over $600,000 in liens, squatters, mental health issues, tax problems, and everyone says it’s impossible?
In this powerful episode of the Get Creative Podcast, host Justin Tuminowski sits down with Eric Brakken and Mike Lauer, two creative real estate investors who tackled one of the messiest deals you’ll ever hear—and turned it into a six-figure profit.
📲 Connect with EricInstagram | Facebook➡️RSVP for a FREE RV training with Pace (LIVE): https://subto.sjv.io/RGJebg
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

What happens when a lender enforces the due-on-sale clause—and how do you survive it without losing the deal?
In this episode of the Get Creative Podcast, host Justin Tuminowski sits down with seasoned creative investor Iva Norris, who shares a real-life wrap deal that produced $800/month in cash flow—even after the due-on-sale clause was triggered.
📲 Connect with IvaInstagram | Facebook
➡️RSVP for a FREE RV training with Pace (LIVE): https://subto.sjv.io/RGJebg
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow
 

Welcome to a new episode of the Get Creative podcast! Today, host Ingryd Hernandez is joined by real estate experts Wes Thompson from Washington, D.C., and Marcelo Tostes from San Antonio. This episode dives deep into the world of real estate investing, focusing on creative finance strategies and success stories. Whether you're a seasoned investor or just starting, you'll find actionable insights to help you secure your first or next deal in the competitive real estate market.
 
Highlights:
"Creative finance has opened doors to real estate investments that I never thought possible." 
 
"The best deals come from understanding the nuances of each transaction and the human element behind them." 
 
"Every deal teaches something new, that’s the beauty of real estate investing." 
 
"It's not just about closing deals, but building relationships that last and create continuous opportunities."  
 
Timestamps:
01:04 - Meet the Guests: Wes Thompson and Marcelo Tostes 
02:08 - Wes’s Journey to His Second Creative Deal 
03:29 - Leveraging Community for Real Estate Success 
07:18 - Strategy: Turning a Non-Deal into an Opportunity 
12:11 - Negotiating and Restructuring Deals 
14:08 - Personal Funding vs. Private Money 
18:03 - Tax Benefits and Deal Structuring 
22:47 - Overcoming Challenges in Deal Execution 
25:54 - Preparing a Property for Rental Market 
28:44 - Closing Remarks and Where to Connect 
 
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow
 

What if you could combine BRRRR + creative finance and turn one ugly single-family home into three cash-flowing rental units—without needing the seller to accept a traditional discount?
In this episode of the Get Creative Podcast, host Keola Keala interviews Justin Tuminowski (aka @realestatejustin) — Sub2 leader, Owners Club member, and New England micro-multifamily operator — as he breaks down a real deal he calls the “Creative BRRRR Burrito.”
Justin shares how a simple direct mail relationship (plus consistent follow-up and a $5 Dunkin’ gift card at the perfect time) led to a motivated seller giving him first right of refusal on a highly visible, distressed property in Southern New Hampshire.
Connect with Justin: https://www.instagram.com/real.estate.justin/ 
Connect with Keola: https://www.instagram.com/keola_keala/ ➡️RSVP for a FREE Section 8 training with Pace (LIVE): https://subto.sjv.io/JK9LYE 
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

In this episode of the Get Creative Podcast, host Keola Keala sits down with Adam Levine — Sub2, Gator, and Owners Club member with 10+ years in hard money lending — to break down a real-world Morby Method (aka “Stack Method”) transaction that helped an investor buy rental properties with as little as 5% out of pocket.
Adam explains how he solved a complex portfolio-buying problem by combining:
A DSCR loan (long-term rental financing based on cash flow, not tax returns)
A seller carry / seller finance second
private money placed into escrow to “stack” the down payment
The right title company + transaction coordination to keep everything moving
Connect with Adam: https://www.facebook.com/adam.levine.928518
➡️ RSVP for a FREE Section 8 training with Pace (LIVE): https://subto.sjv.io/JK9LYE
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

What if your next multifamily deal didn’t come from a broker… or a mailing campaign… but from knocking on the owner’s front door?
In this episode of the Get Creative Podcast, host Justin Tuminowski sits down with Casey Roloff (Yuma, Arizona) — Army veteran, former Border Patrol agent, and Subto/Owners Club member — to break down a real-world seller financing deal on an 11-unit apartment complex that started with a cold door knock and turned into a wealth-building home run.
Connect with Casey: https://www.facebook.com/casey.roloff/
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

What happens when a luxury flip goes over budget, over timeline, and still makes six figures?
In this episode of the Get Creative Podcast, host Jordan Whittenburg sits down with real estate investor Adam Colburn to break down a real-world creative finance luxury flip in Chapel Hill, North Carolina.
Adam walks through how he used a Subto + novation-style structure to acquire a dated home in a prestigious neighborhood, renovate it with minimal capital out of pocket, and still walk away with nearly $100,000 in profit — despite unexpected rehab overruns and a 14-month timeline.
Connect with Adam: https://www.instagram.com/theadamcolburn/
➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour
➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb 
➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace
➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit
COMMUNITY MEMBERS!➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm
Refer a Friend to SubTo: refer.nre.ai/subto
Refer a Friend to TTTC: refer.nre.ai/tttc
Refer a Friend to Gator: refer.nre.ai/gator
PLUG IN & SUBSCRIBE
Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby
Instagram: https://www.instagram.com/pacemorby/ 
YouTube: https://www.youtube.com/@PaceMorby
TikTok: https://www.tiktok.com/@pacemorby 
X: https://x.com/PaceJordanMorby
The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow